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Security
How Can You Protect Your Home? - Your questions answered
Question What does BS 3621 mean?
Carmichaels Answer This British standard, briefly, sets out the following specification for approved locks:
 
1. The lock must withstand a steady load of 3000lbs applied in a direction perpendicular to each of the faces of the lock.
2. It must withstand pressure exerted against the end of the bolt to a load of 250lbs.
3. It must withstand the use of a pad-saw for not less than five minutes.
Question What security measures can I take to protect my home and what kind of door locks and window locks would you recommend?
Carmichaels Answer All external doors should be protected, wherever possible, with five lever security mortise deadlocks conforming to British Standard 3621 or similar mortise deadlocks with an espagnolette or similar multi-point locking system. Other than in the case of the final exit door(s), mortise or rack bolts should be fitted to the top and bottom of each door. In the case of French windows, therefore, four mortise or rack bolts should be used, rather than just on the last closing leaf. This is necessary since the reveal holding the other leaf of French windows in place can often be overcome. Substantial key operated window locks, separate to the standard fastenings of a casement stay and cockspur catch, should also be fitted to all ground floor and accessible first floor windows. For example, first floor windows overlooking the flat roof of a garage or extension.
Question Are there any additional measures that I can take to protect my home from an "opportunist" burglar?
Carmichaels Answer Yes.
 
1. Make sure that all existing protections are operated whenever you leave your home unattended, even if only for a short period of time. Side and similar gates should be protected by close shackled padlocks. Large shrubs or hedges which obstruct the view of passers by in order to create privacy should be pruned back so that a thief cannot work unobserved. Ladders should be placed out of sight in a garage or shed but, if this is not possible, they should be securely chained with a case hardened chain, close shackled padlock and eye bolt resin bonded into a firm foundation.
2. Paving slabs, tools or other objects which could assist a thief in effecting entry should be removed.
3. Consideration should be given to the planting of "hostile" shrubbery, such as berberis or similar, beneath easily accessible windows.
4. Passive infra-red flood lights can also be installed.
Question Do all insurers insist on an alarm?
Carmichaels Answer No, the insurer will make a judgement according to the value of your household possessions and the nature/style of your home. If you do have an alarm fitted, it should always be installed by a NACOSS approved company and should comply with British Standard 4737. We would recommend that all alarm systems incorporate RedCare line monitoring and central station signalling in order to guarantee that, if activation occurs, the police are notified.
Question What can I do whilst I am way on holiday to deter potential thieves?
Carmichaels Answer
1. Cancel newspapers and any deliveries.
2. Ask the Post Office to hold your post until you return or, alternatively, arrange for a friend or neighbour to remove post/circulars from your mail box.
3. Use timer switches to activate lights at random intervals and also to operate your hi-fi/radio. Believe it or not, electrically operated curtains can also be controlled in the same way.
4. Do not put your home address on the outside of your luggage but put a card with your name and address inside your cases.
5. Leave a motor vehicle parked, in obvious view, on your driveway, so that it is not obvious that the house is unoccupied.
6. Arrange a house sitting service.
Question If I do not fit the type of locks recommended by my insurers, will I be penalised if I make a claim?
Carmichaels Answer Yes. Almost certainly insurers will have added a special clause to your policy (known as a warranty or endorsement) making specific stipulation regarding the locks and in what circumstances they must be applied. If you do not observe this condition, and it is relevant to the manner in which the burglary takes place, insurers will not pay your claim.
Question Would you recommend that I have a safe in my home for storing valuables?
Carmichaels Answer If you have contents of sentimental value and/or of high worth, we would recommend the installation of a safe. There are a variety of types and sizes available with most modern safes being built from the inside out. This means that the further that the criminal is able to penetrate into the safe, the greater the resistance that he or she will encounter. Safes can protect not only against theft but also fire. We would always recommend that any safe be installed by a specialist contractor whose employees will have been security vetted and who will have the necessary skill to ensure that the safe is sited in the best possible and most secure location.
Question Should I join a Neighbourhood Watch scheme?
Carmichaels Answer The popularity of neighbourhood watch schemes has diminished, primarily due to the administrative burden placed on the local co-ordinators. Nevertheless, membership of any current scheme in your area is worthwhile as it does represent a deterrent to thieves fees. Crime Prevention Officers from your local police station are happy to co-operate with members of neighbourhood watch schemes and can offer, free of charge, security advice.

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